If finance is what stopping you from owing a car, you can go for the used cars. These are not only cheap but also can be bought in a number of affordable ways. One way of buying is using the Hire Purchase option. With this you can buy cars and use them but they belong to you only when you pay all the installments.
There are however a lot of regulations that come with this funding. You are responsible for any damage that is incurred to the car though you have the option of insuring it. Many neglect insurance but it definitely will come in handy when your car is stolen. Insurance will just be little money compared with the price of the car and so it is better that you try to pay off your insurance premium rather than including it in your credit as it will burden you financially every month.
Also with Hire Purchase, the financial company may demand you to pay an additional fee even after settling all the payments for you to own the car. Thus it is advisable that you check before you buy the car and make sure that this amount is not too high. A better alternative is to go for a conditional sales agreement that does not demand this fee. These details will be highly useful for you when you buy the used cars.